The home that raised your family can now take care of you.
Later-life lending and equity release, explained honestly. A warmer retirement, help for the grandchildren or simply breathing room, with straight talk about whether it is genuinely right for you and what the alternatives are.
Honest options for later life.
Lifetime mortgages
Later-life and retirement interest-only mortgages
Honest about the alternatives
Your family in the room
This is for you if you’re…
- Aged 55 or over and own your home
- Retirement income that does not stretch
- Wanting to help children or grandchildren
- An interest-only mortgage coming to an end
- Home improvements or care at home
The things people ask Sarah first.
Straight answers. If yours isn’t here, ask her directly.
With a lifetime mortgage, yes. You borrow against it and keep ownership. A home reversion plan is different, and we will explain the difference clearly before anything is decided.
Important information
Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Equity release may reduce the value of your estate and can affect your entitlement to means-tested benefits.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. We will tell you the exact amount before you proceed.
Money, explained properly.
One email a month from Sarah: plain-English answers on mortgages, protection and wills. No sales pitch, unsubscribe any time.
One conversation could change how your family sleeps at night.
Book a free, no-obligation chat with Sarah. Bring the questions you’ve been putting off. If we can’t help, we’ll tell you straight and point you to someone who can.
Monday to Friday, 10am to 9pm · Watford · St Albans · Harrow · Pinner